Deposit Products

With the FX Rate Protected TL Term Deposit Account, you can use your foreign currency, gold and TL savings at the interest rates offered by İşbank, while protecting your savings against possible exchange rate changes.

With the FX Rate Protected TL Term Deposit Account, you will earn interest on your savings throughout the term. If your end-of-term deposit interest yield is lower than the amount calculated over the exchange rate difference, the difference will be additionally reflected in your account in Turkish Lira.

Also, you don't pay income tax withholding.

Click here for detailed information about FX Rate Protected TRY Term Deposit Accounts

With the Yuvam Account, which is a term deposit account for non-residents, you can open your current EURO, USD, GBP or CHF deposits at our Bank or your savings in EURO, USD, GBP or CHF in banks abroad by transferring them to our Bank accounts and converting them into Turkish Lira.

Thus, while protecting your Turkish Lira savings against possible fluctuations in both interest and exchange rates, you can also earn additional returns at varying rates on a foreign currency basis.

Also, you don't pay income tax withholding.

You can open your Yuvam Account from our branches between 10:00 and 16:30 on business days, and 24/7 from İşCep.

The following features are required to open a YUVAM Account:

• Turkish citizens and blue card holders who have a residence or work permit or right to reside abroad or whose residence abroad address is registered in the Address Registration System
• Real and legal persons who are not Turkish citizens but meet the conditions for opening an account in banks in Turkey
• Companies that are owned by persons residing abroad, established abroad in accordance with the laws of that country, and whose legal place of residence is outside of Turkey

Click here for detailed information about Yuvam Account

You can get stable returns on your savings with the Term Deposit Account, which you can easily open in different maturities at our branches and digital channels with special interest rates for you.

The net interest income obtained with the TL term deposit account can be transferred to the current account from our Bankamatiks, İşCep or the Internet Branch and converted into cash.

In case the account is not closed at the end of the maturity date or no other instruction is given, the TL Term Deposit Account is renewed with the same maturity date and continues to earn interest on savings.

If you want to evaluate your investments in foreign currency, you can open a Term Foreign Exchange Deposit account and earn interest income according to the maturity you choose.

Click here for detailed information about all time deposit accounts.

You can use your Turkish Lira savings at any time by saving them in your Non-Term Deposit Account that you will open at our Bank. Thanks to our nationwide ATM network, you can withdraw money from your account at any time, even if you do not have cash with you, you can shop and earn MaxiPoints with your Debit card. Using our ATM + devices, you can deposit money into your account without going to the branch.

You can give instructions so that your bills and other payments can be made regularly. You can open an additional account linked to your current account, make payments using your additional account when your account balance is not sufficient, and send money order and EFT.

You can open a Non-Term Foreign Currency Deposit Account for foreign currencies traded as convertible at our bank. With a non-term foreign currency deposit account; You can send foreign currency transfer 24/7 to foreign currency accounts at İşbank branches, and you can withdraw foreign currency from your account at any time thanks to our ATMs with foreign currency payment feature.

Through the Swift system, you can send foreign currency to accounts in domestic and foreign banks and have foreign currency sent to your account.

Click here for detailed information about all demand deposit accounts (Non-Term Deposit: Non-Term TL and Non-Term Fx)